CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE LOSS (Unaudited) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Interest income:
Interest and fees on loans	$ 673,937	$ 666,685	$ 1,932,350	$ 1,986,527
Interest on investment securities	59,822	97,097	213,161	349,568
Interest on federal funds sold	3,621	3,847	11,228	12,777
Interest on time deposits with other banks	174	176	578	524
Total interest income	737,554	767,805	2,157,317	2,349,396
Interest expense:
Interest on time deposits	10,478	18,110	38,012	66,242
Interest on demand deposits	6,507	11,612	21,396	36,738
Interest on savings deposits	1,651	1,760	5,063	5,317
Total interest expense	18,636	31,482	64,471	108,297
Net interest income	718,918	736,323	2,092,846	2,241,099
Provision for loan losses	30,000	61,000	45,137	121,000
Net interest income after provision for loan losses	688,918	675,323	2,047,709	2,120,099
Noninterest income:
Customer service fees	101,370	103,435	303,281	296,326
ATM fee income	56,144	77,545	216,301	238,316
Gain on sale of investment securities			378,248
Loan syndication fees			88,300	80,000
Gain (loss) on sale of other real estate owned	2,712	(5,968)	(11,168)	(5,968)
Gain on sale of loans		69,163		69,163
Other income	15,569	15,610	50,375	55,167
Total noninterest income	175,795	259,785	1,025,337	733,004
Noninterest expense:
Salaries, wages and employee benefits	395,598	385,971	1,144,594	1,192,480
Occupancy and equipment	242,853	261,700	750,897	802,297
Office operations and supplies	69,673	81,453	224,481	231,576
Marketing and public relations	22,281	5,186	56,983	28,675
Professional services	115,528	104,666	263,708	256,198
Data processing	114,664	114,602	339,243	352,603
Other real estate expense	17,210	147,051	184,754	204,585
Loan and collection costs	20,083	29,449	78,891	91,142
Deposit insurance assessments	32,000	43,085	106,652	70,509
Other operating	168,182	169,181	499,048	504,979
Total noninterest expense	1,198,072	1,342,344	3,649,251	3,735,044
Net loss before income taxes	(333,359)	(407,236)	(576,205)	(881,941)
Provision for income taxes
Net loss	(333,359)	(407,236)	(576,205)	(881,941)
Net loss per common share-basic and diluted	$ (0.31)	$ (0.38)	$ (0.54)	$ (0.83)
Weighted average number of common shares	1,068,588	1,068,588	1,068,588	1,068,588
Comprehensive loss:
Net loss	(333,359)	(407,236)	(576,205)	(881,941)
Unrealized losses on available for sale securities	(37,549)	(884)	(253,634)	(1,248)
Total comprehensive loss	$ (370,908)	$ (408,120)	$ (829,839)	$ (883,189)