7. Other Real Estate Owned: Other Real Estate, Roll Forward (Tables)

9 Months Ended

Sep. 30, 2013

Tables/Schedules

Other Real Estate, Roll Forward

Activity in other real estate owned for the periods was as follows:

(in 000's)	Three Months Ended	Three Months Ended	Nine Months Ended	Nine Months Ended
	September 30, 2013	September 30, 2012	September 30, 2013	September 30, 2012
Beginning balance	$527	$1,333	775	1,284
Additions, transfers from loans	-	-	-	75
Proceeds from sales	(48)	(28)	(140)	(23)
	479	1,305	635	1,336
Write-downs and net gains (losses) on sales	3	(128)	(153)	(159)
Ending Balance	$482	$1,177	482	1,177