6. Loans and Allowance For Loan Losses: Past Due Financing Receivables (Tables)

9 Months Ended

Sep. 30, 2013

Tables/Schedules

Past Due Financing Receivables

An age analysis of past due loans, segregated by class of loans, as of September 30, 2013 is as follows:

		Accruing
	Loans	Loans 90 or
(In 000's)	30-89 Days	More Days		Total Past	Current
	Past Due	Past Due	Nonaccrual	Due Loans	Loans	Total Loans
Commercial and industrial:
Commercial	$3	-	$451	$454	$602	$1,056
SBA loans	-	-	-	-	115	115
Asset-based	-	-	-	-	1,906	1,906
Total Commercial and industrial	3	-	451	454	2,623	3,077
Commercial real estate:
Commercial mortgages	705	-	632	1,337	16,315	17,652
SBA loans	171	-	160	331	270	601
Construction	-	-	-	-	2,550	2,550
Religious organizations	-	-	642	642	12,227	12,869
Total Commercial real estate	876	-	1,434	2,310	31,362	33,672
Consumer real estate:
Home equity loans	331	-	122	453	892	1,345
Home equity lines of credit	-	-	-	-	25	25
1-4 family residential mortgages	54	-	242	296	2,312	2,608
Total consumer real estate	385	-	364	749	3,229	3,978
Total real estate	1,261	-	1,798	3,059	34,591	37,650
Consumer and other:
Consumer installment	-	-	-	-	19	19
Student loans	83	118	-	201	1,215	1,416
Other	5	-	-	5	151	156
Total consumer and other	88	118	-	206	1,385	1,591
Total loans	$1,352	$118	$2,249	$3,719	$38,599	$42,318

An age analysis of past due loans, segregated by class of loans, as of December 31, 2012 is as follows:

		Accruing
	Loans	Loans 90 or
	30-89 Days	More Days		Total Past	Current
(In 000's)	Past Due	Past Due	Nonaccrual	Due Loans	Loans	Total Loans
Commercial and industrial:
Commercial	$15	-	$873	888	$574	$1,462
SBA loans	-	-	-	-	125	125
Asset-based	83	-	99	182	1,965	2,147
Total Commercial and industrial	98	-	972	1,070	2,664	3,734
Commercial real estate:
Commercial mortgages	306	-	649	955	13,765	14,720
SBA loans	-	-	-	-	621	621
Construction	-	-	-	-	3,398	3,398
Religious organizations	-	-	674	674	11,968	12,642
Total Commercial real estate	306	-	1,323	1,629	29,752	31,381
Consumer real estate:
Home equity loans	274	44	63	381	1,072	1,453
Home equity lines of credit	-	26	-	26	-	26
1-4 family residential mortgages	69	-	226	295	2,845	3,140
Total consumer real estate	343	70	289	702	3,917	4,619
Total real estate	649	70	1,612	2,331	33,669	36,000
Consumer and other:
Consumer installment	-	-	-	-	30	30
Student loans	87	141	-	228	1,360	1,588
Other	5	-	-	5	145	150
Total consumer and other	92	141	-	233	1,535	1,768
Total loans	$839	$211	$2,584	$3,634	$37,867	$41,502