CONSOLIDATED BALANCE SHEETS (Unaudited) (USD $)	Sep. 30, 2013		Dec. 31, 2012
Assets:
Cash and due from banks	$ 2,260,991		$ 2,363,166
Interest-bearing deposits with banks	306,603		306,033
Federal funds sold	6,610,000		7,567,000
Cash and cash equivalents	9,177,594		10,236,199
Investment securities:
Available-for-sale, at fair value	9,878,535		1,027,293
Held-to-maturity, at amortized cost (fair value of $12,485,687 at December 31, 2012)			11,895,037
Loans, net of unearned discounts and deferred fees	42,317,856		41,501,555
Less allowance for loan losses	(811,605)		(1,203,942)
Net loans	41,506,251		40,297,613
Bank premises and equipment, net	662,446		562,729
Accrued interest receivable	285,877		309,971
Other real estate owned	481,737		775,407
Intangible assets	2,175		135,733
Prepaid expenses and other assets	350,866		375,524
Total assets	62,345,481		65,615,506
Liabilities:
Demand deposits, noninterest-bearing	14,862,249		14,324,970
Demand deposits, interest-bearing	15,200,433		15,526,344
Savings deposits	13,121,855		14,239,216
Time deposits, under $100,000	6,781,296		7,243,593
Time deposits, $100,000 and over	8,738,400		9,642,620
Total deposits	58,704,233		60,976,743
Accrued interest payable	14,892		30,500
Accrued expenses and other liabilities	216,211		368,278
Total liabilities	58,935,336		61,375,521
Shareholders' equity:
Series A preferred stock, noncumulative, 6%, $0.01 par value, 500,000 shares authorized; 136,842 issued and outstanding	1,368		1,368
Common Stock	10,686		10,686
Additional paid-in-capital	14,749,852		14,749,852
Accumulated deficit	(11,132,283)		(10,556,078)
Accumulated other comprehensive (loss) income	(219,478)		34,157
Total shareholders' equity	3,410,145		4,239,985
Total liabilities and shareholders' equity	62,345,481		65,615,506
Common Stock
Shareholders' equity:
Common Stock	8,769	[1]	8,769	[1]
Class B Non-voting common stock
Shareholders' equity:
Common Stock	$ 1,917	[2]	$ 1,917	[2]

[1] Common stock, $0.01 par value; 2,000,000 shares authorized; 876,921 issued and outstanding

[2] Class B Non-voting common stock; 250,000 shares authorized; $0.01 par value; 191,667 issued and outstanding