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9. Regulatory (Details)
6 Months Ended 12 Months Ended
Jun. 30, 2013
Dec. 31, 2012
Details    
Description of Regulatory Requirements, Prompt Corrective Action Management has developed and submitted a Capital Plan that focuses on the following: 1. Core Profitability from Bank operations—Core profitability is essential to stop the erosion of capital. 2. Sale of investment securities for a gain—approximately $7.5 million of the Bank’s investment portfolio were sold to generate a gain of approximately $378,000 during the quarter ended June 30, 2013. 3. External equity investments—An investment banker has been engaged to assist the Bank in developing a strategy and offering memorandum to generate external capital investment. Develop a written capital plan detailing the manner in which the Bank will meet and maintain a ratio of Tier 1 capital to total assets (“leverage ratio”) of at least 8.5% and a ratio of qualifying total capital to risk-weighted assets (total risk-based capital ratio) of at least 12.5%, within a reasonable but unspecified time period;
Tier One Leverage Capital to Average Assets 6.27% 6.00%
Capital to Risk Weighted Assets 10.60% 11.16%