CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE LOSS (Unaudited) (USD $)	3 Months Ended		6 Months Ended
	Jun. 30, 2013	Jun. 30, 2012	Jun. 30, 2013	Jun. 30, 2012
Interest income:
Interest and fees on loans	$ 630,275	$ 660,151	$ 1,258,451	$ 1,319,842
Interest on investment securities	66,721	115,283	153,339	252,472
Interest on federal funds sold	3,214	3,338	7,607	8,930
Interest on time deposits with other banks	173	174	404	348
Total interest income	700,383	778,946	1,419,801	1,581,592
Interest expense:
Interest on time deposits	12,326	19,899	27,534	48,131
Interest on demand deposits	6,145	12,074	14,889	25,127
Interest on savings deposits	1,678	1,755	3,412	3,558
Total interest expense	20,149	33,728	45,835	76,816
Net interest income	680,234	745,218	1,373,966	1,504,776
(Credit)provision for loan losses	(55,000)	30,000	15,137	60,000
Net interest income after (credit)provision for loan losses	735,234	715,218	1,358,829	1,444,776
Noninterest income:
Customer service fees	101,304	95,745	201,912	192,891
ATM fee income	80,508	80,992	160,157	160,771
Gain on sale of investment securities	378,248		378,248
Loan syndication fees	88,300	80,000	88,300	80,000
Loss on sale of other real estate owned	(13,484)		(13,880)
Other income	19,187	22,243	34,805	39,557
Total noninterest income	654,063	278,980	849,542	473,219
Noninterest expense:
Salaries, wages and employee benefits	371,532	392,971	748,996	806,508
Occupancy and equipment	264,145	265,820	508,044	540,597
Office operations and supplies	76,454	75,718	154,808	150,123
Marketing and public relations	18,722	18,840	34,702	23,489
Professional services	77,346	78,294	148,180	151,532
Data processing	103,714	111,196	224,579	238,002
Other real estate expense	124,039	66,948	167,544	57,534
Loan and collection costs	38,906	33,013	58,808	61,693
Deposit insurance assessments	37,654	26,209	74,652	27,424
Other operating	180,808	162,085	330,868	335,798
Total noninterest expense	1,293,320	1,231,094	2,451,181	2,392,700
Net income (loss) before income taxes	95,977	(236,896)	(242,810)	(474,705)
Provision for income taxes
Net income (loss)	95,977	(236,896)	(242,810)	(474,705)
Net income (loss) per common share-basic and diluted	$ 0.09	$ (0.22)	$ (0.23)	$ (0.45)
Weighted average number of common shares	1,065,588	1,065,588	1,065,588	1,065,588
Comprehensive loss:
Net income (loss)	95,977	(236,896)	(242,810)	(474,705)
Unrealized losses on available for sale securities	(216,085)	(723)	(222,226)	(364)
Total comprehensive loss	$ (120,108)	$ (237,619)	$ (465,036)	$ (475,069)