7. Other Real Estate Owned: Schedule of Components of Net Expense of Other Real Estate (Tables)

6 Months Ended

Jun. 30, 2013

Tables/Schedules

Schedule of Components of Net Expense of Other Real Estate

	Three Months Ended	Three Months Ended	Six Months Ended	Six Months Ended
(in 000's)	June 30, 2013	June 30, 2012	June 30, 2013	June 30, 2012
Insurance	$4	$10	$10	$17
Professional fees	-	-	-	3
Real estate taxes	5	33	11	36
Utilities	-	11	2	17
Other	2	2	2	2
Transfer-in write-up	-	-	-	(43)
Impairment charges (net)	113	11	143	26
Total	$124	$67	$168	$58