7. Other Real Estate Owned: Other Real Estate Owned (Tables)

6 Months Ended

Jun. 30, 2013

Tables/Schedules

Other Real Estate Owned

(in 000's)	Three Months Ended	Three Months Ended	Six Months Ended	Six Months Ended
	June 30, 2013	June 30, 2012	June 30, 2013	June 30, 2012
Beginning balance	$718	$1,344	$775	$1,284
Additions, transfers from loans	-	-	-	75
Proceeds from sales	(65)	-	(92)	-
	653	1,344	683	1,359
Less: write-downs and losses on sales	(126)	(11)	(156)	(26)
Ending Balance	$527	$1,333	$527	$1,333