6. Loans and Allowance For Loan Losses: Past Due Financing Receivables (Tables)

6 Months Ended

Jun. 30, 2013

Tables/Schedules

Past Due Financing Receivables

An age analysis of past due loans, segregated by class of loans, as of June 30, 2013 is as follows:

		Accruing
	Loans	Loans 90 or
(In 000's)	30-89 Days	More Days		Total Past	Current
	Past Due	Past Due	Nonaccrual	Due Loans	Loans	Total Loans
Commercial and industrial:
Commercial	-	-	$477	$477	$487	$964
SBA loans		-	-	-	117	117
Asset-based	125	-	-	125	1,786	1,911
Total Commercial and industrial	125	-	477	602	2,390	2,992
Commercial real estate:
Commercial mortgages	213	-	638	851	16,362	17,213
SBA loans	-	-	-	-	607	607
Construction	-	-	-	-	2,244	2,244
Religious organizations	-	-	653	653	12,159	12,812
Total Commercial real estate	213	-	1,291	1,504	31,372	32,876
Consumer real estate:
Home equity loans	358	-	123	481	885	1,366
Home equity lines of credit	-	-	-	-	25	25
1-4 family residential mortgages	54	-	242	296	2,674	2,970
Total consumer real estate	412	-	365	777	3,584	4,361
Total real estate	625	-	1,656	2,281	34,956	37,237
Consumer and other:
Consumer installment	-	-	-	-	23	23
Student loans	103	132	-	235	1,221	1,456
Other	2	-	-	2	143	145
Total consumer and other	105	132	-	237	1,387	1,624
Total loans	$855	$132	$2,133	$3,120	$38,733	$41,853

An age analysis of past due loans, segregated by class of loans, as of December 31, 2012 is as follows:

		Accruing
	Loans	Loans 90 or
	30-89 Days	More Days		Total Past	Current
(In 000's)	Past Due	Past Due	Nonaccrual	Due Loans	Loans	Total Loans
Commercial and industrial:
Commercial	$15	-	$873	888	$574	$1,462
SBA loans	-	-	-	-	125	125
Asset-based	83	-	99	182	1,965	2,147
Total Commercial and industrial	98	-	972	1,070	2,664	3,734
Commercial real estate:
Commercial mortgages	306	-	649	955	13,765	14,720
SBA loans	-	-	-	-	621	621
Construction	-	-	-	-	3,398	3,398
Religious organizations	-	-	674	674	11,968	12,642
Total Commercial real estate	306	-	1,323	1,629	29,752	31,381
Consumer real estate:
Home equity loans	274	44	63	381	1,072	1,453
Home equity lines of credit	-	26	-	26	-	26
1-4 family residential mortgages	69	-	226	295	2,845	3,140
Total consumer real estate	343	70	289	702	3,917	4,619
Total real estate	649	70	1,612	2,331	33,669	36,000
Consumer and other:
Consumer installment	-	-	-	-	30	30
Student loans	87	141	-	228	1,360	1,588
Other	5	-	-	5	145	150
Total consumer and other	92	141	-	233	1,535	1,768
Total loans	$839	$211	$2,584	$3,634	$37,867	$41,502