7. Fair Value: Schedule of Fair Value of Assets and Liabilities (Details) (USD $)	Mar. 31, 2013		Dec. 31, 2012		Mar. 31, 2012	Dec. 31, 2011
Cash and cash equivalents at beginning of period	$ 8,360,797		$ 10,236,199		$ 7,419,373	$ 14,497,329
Available-for-sale, at fair value	889,044		1,027,293
Available-for-sale Securities, Fair Value Disclosure	889,000		1,027,000		1,027,000
Held-to-maturity, at amortized cost (fair value of $11,461,715 and $12,485,687 at March 31, 2013 and December 31, 2012, respectively)	10,931,336		11,895,037
Held-to-maturity Securities, Fair Value Disclosure	11,462,000		12,486,000
Loans, net of unearned discounts and deferred fees	40,978,079		41,501,555
Accrued interest receivable	291,306		309,971
Savings deposits	14,408,563		14,239,216
Accrued interest payable	31,541		30,500
Carrying Amount
Cash and cash equivalents at beginning of period	8,361,000	[1]	10,236,000	[1]
Available-for-sale, at fair value	889,000	[2]	1,027,000	[2]
Held-to-maturity, at amortized cost (fair value of $11,461,715 and $12,485,687 at March 31, 2013 and December 31, 2012, respectively)	10,931,000	[3]	11,895,000	[3]
Loans, net of unearned discounts and deferred fees	40,041,000	[4]	40,298,000	[4]
Accrued interest receivable	291,000	[3]	310,000	[3]
Demand Deposit Accounts	27,341,000	[3]	29,851,000	[3]
Savings deposits	14,409,000	[3]	14,239,000	[3]
Time Deposits	16,407,000	[3]	16,886,000	[3]
Accrued interest payable	32,000	[3]	31,000	[3]
Fair Value
Cash and Cash Equivalents, Fair Value Disclosure	8,361,000	[1]	10,236,000	[1]
Available-for-sale Securities, Fair Value Disclosure	889,000	[2]	1,027,000	[2]
Held-to-maturity Securities, Fair Value Disclosure	11,462,000	[3]	12,486,000	[3]
Loans Receivable, Fair Value Disclosure	40,256,000	[4]	40,325,000	[4]
Accrued interest receivable	291,000	[3]	310,000	[3]
Demand Deposit Accounts	27,341,000	[3]	29,851,000	[3]
Savings deposits	14,408,000	[3]	14,239,000	[3]
Time Deposits	16,419,000	[3]	16,902,000	[3]
Accrued Liabilities, Fair Value Disclosure	$ 32,000	[3]	$ 31,000	[3]

[1] Level in Value Hierarchy - Level 1.

[2] Level 1 for money market funds; Level 2 for all other securities.

[3] Level in Value Hierarchy - Level 2.

[4] Level 2 for non-impaired loans; Level 3 for impaired loans.