CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $)	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Cash flows from operating activities:
Net loss	$ (338,787)	$ (237,809)
Adjustments to reconcile net loss to net cash used in operating activities:
Provision for loan losses	70,137	30,000
Loss on sale of other real estate	396
Amortization of premiums on investments	23,043	32,666
Amortization of core deposit intangible	44,519	44,520
Depreciation on fixed assets	38,526	58,606
Write-down of other real estate owned	30,538	15,148
Increase in accrued interest receivable and other assets	(31,591)	(54,298)
Decrease in accrued interest payable and other liabilities	(137,857)	(126,948)
Net cash used in operating activities	(301,076)	(238,115)
Cash flows from investing activities:
Purchase of held-to-maturity investment securities	(754,054)	(3,249,311)
Proceeds from maturity and principal reductions of available-for-sale investment securities	131,161	56,275
Proceeds from maturity and principal reductions of held-to-maturity investment securities	1,695,657	3,811,848
Proceeds from the sale of other real estate owned	26,606
Net decrease (increase) in loans	186,522	(74,579)
Purchase of bank premises and equipment	(40,114)	(11,469)
Net cash provided by investing activities	1,245,778	532,764
Cash flows from financing activities:
Net decrease in deposits	(2,820,104)	(7,372,605)
Net cash used in financing activities	(2,820,104)	(7,373,605)
Net decrease in cash and cash equivalents	(1,875,402)	(7,077,956)
Cash and cash equivalents at beginning of period	10,236,199	14,497,329
Cash and cash equivalents at end of period	8,360,797	7,419,373
Supplemental disclosure of cash flow information:
Cash paid during the period for interest	24,644	53,348
Noncash transfer of loans to other real estate owned		$ 74,800