CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE LOSS (Unaudited) (USD $)	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Interest income:
Interest and fees on loans	$ 628,176	$ 659,691
Interest on investment securities	86,618	137,189
Interest on federal funds sold	4,394	5,592
Interest on time deposits with other banks	230	174
Total interest income	719,418	802,646
Interest expense:
Interest on time deposits	15,207	28,233
Interest on demand deposits	8,744	13,053
Interest on savings deposits	1,734	1,802
Total interest expense	25,685	43,088
Net interest income	693,733	759,558
Provision for loan losses	70,137	30,000
Net interest income after provision for loan losses	623,596	729,558
Noninterest income:
Customer service fees	100,608	97,146
ATM fee income	79,648	79,779
Loss on sale of other real estate	(396)
Other income	15,619	17,314
Total noninterest income	195,479	194,239
Noninterest expense:
Salaries, wages and employee benefits	377,464	413,537
Occupancy and equipment	243,899	274,777
Office operations and supplies	78,355	74,405
Marketing and public relations	15,980	4,649
Professional services	70,834	73,238
Data processing	120,865	126,806
Other real estate expense	43,505	(9,414)
Loan and collection costs	19,903	28,680
Deposit insurance assessments	36,999	1,215
Other operating	150,058	173,713
Total noninterest expense	1,157,862	1,161,606
Net loss before income taxes	(338,787)	(237,809)
Net loss	(338,787)	(237,809)
Net loss per common share-basic and diluted	$ (0.32)	$ (0.22)
Weighted average number of common shares	1,068,588	1,068,588
Comprehensive Loss
Net loss	(338,787)	(237,809)
Unrealized losses on available for sale securities	(6,141)	359
Total comprehensive loss	$ (344,928)	$ (237,450)