6. Other Real Estate Owned: Schedule of Components of Net Expense of Other Real Estate (Tables)

3 Months Ended

Mar. 31, 2013

Tables/Schedules

Schedule of Components of Net Expense of Other Real Estate

The following table details the components of net expense of other real estate owned:

	Three  Months Ended	Three  Months Ended
(in 000's)	March 31, 2013	March 31, 2012
Insurance	$6	$7
Professional fees	-	3
Real estate taxes	6	3
Utilities	2	6
Transfer-in write-up	-	(43)
Impairment charges (net)	30	15
Total	$44	$(9)