5. Loans and Allowance For Loan Losses: Past Due Financing Receivables (Tables)

3 Months Ended

Mar. 31, 2013

Tables/Schedules

Past Due Financing Receivables

An age analysis of past due loans, segregated by class of loans, as of March 31, 2013 is as follows:

		Accruing
	Loans	Loans 90 or
(In 000's)	30-89 Days	More Days		Total Past	Current
	Past Due	Past Due	Nonaccrual	Due Loans	Loans	Total Loans
Commercial and industrial:
Commercial	$                 -	$             -	$              531	531	$             664	$             1,195
SBA loans	48	-	-	48	76	124
Asset-based	179	-	132	311	2,132	2,443
Total Commercial and industrial	227	-	663	890	2,872	3,762
Commercial real estate:
Commercial mortgages	1,483	-	644	2,127	12,785	14,912
SBA loans	341	-	-	341	277	618
Construction	-	-	-	-	3,755	3,755
Religious organizations	-	-	666	666	11,024	11,690
Total Commercial real estate	1,824	-	1,310	3,134	27,841	30,975
Consumer real estate:
Home equity loans	169	44	81	294	1,114	1,408
Home equity lines of credit	-	-	-	-	25	25
1-4 family residential mortgages	55	-	242	297	2,797	3,094
Total consumer real estate	224	44	323	591	3,936	4,527
Total real estate	2,048	44	1,633	3,725	31,777	35,502
Consumer and other:
Consumer installment	-	-	-	-	26	26
Student loans	140	82	-	222	1,254	1,476
Other	1	-	-	1	211	212
Total consumer and other	141	82	-	223	1,491	1,714
Total loans	$           2,416	$          126	$           2,296	$         4,838	$        36,140	$           40,978

An age analysis of past due loans, segregated by class of loans, as of December 31, 2012 is as follows:

		Accruing
	Loans	Loans 90 or
	30-89 Days	More Days		Total Past	Current
(In 000's)	Past Due	Past Due	Nonaccrual	Due Loans	Loans	Total Loans
Commercial and industrial:
Commercial	$              15	$           -	$            873	888	$            574	$            1,462
SBA loans	-	-	-	-	125	125
Asset-based	83	-	99	182	1,965	2,147
Total Commercial and industrial	98	-	972	1,070	2,664	3,734
Commercial real estate:
Commercial mortgages	306	-	649	955	13,765	14,720
SBA loans	-	-	-	-	621	621
Construction	-	-	-	-	3,398	3,398
Religious organizations	-	-	674	674	11,968	12,642
Total Commercial real estate	306	-	1,323	1,629	29,752	31,381
Consumer real estate:
Home equity loans	274	44	63	381	1,072	1,453
Home equity lines of credit	-	26	-	26	-	26
1-4 family residential mortgages	69	-	226	295	2,845	3,140
Total consumer real estate	343	70	289	702	3,917	4,619
Total real estate	649	70	1,612	2,331	33,669	36,000
Consumer and other:
Consumer installment	-	-	-	-	30	30
Student loans	87	141	-	228	1,360	1,588
Other	5	-	-	5	145	150
Total consumer and other	92	141	-	233	1,535	1,768
Total loans	$          839	$         211	$          2,584	$        3,634	$       37,867	$          41,502