Fair Value Measurements: Schedule of Fair Value of Assets and Liabilities (Details) (USD $)	Dec. 31, 2012		Dec. 31, 2011		Dec. 31, 2010
Cash and cash equivalents at beginning of year	$ 10,236,199		$ 14,497,329		$ 8,696,111
Available-for-sale, at fair value	1,027,293		1,280,874
Available-for-sale Securities, Fair Value Disclosure	1,027,000		1,281,000
Held-to-maturity, at amortized cost (fair value of $12,485,687 and $17,738,368 in 2012 and 2011, respectively)	11,895,037		17,209,295
Held-to-maturity Securities, Fair Value Disclosure	12,486,000		17,738,000
Loans, net of unearned discounts and deferred fees	41,501,555		41,502,204
Accrued interest receivable	309,971		342,029
Savings deposits	14,239,216		14,688,985
Time Deposits	16,886,000
Accrued interest payable	30,500		58,361
Carrying Amount
Cash and cash equivalents at beginning of year	10,236,000	[1]	14,497,000	[1]
Available-for-sale, at fair value	1,027,000	[2]	1,281,000	[2]
Held-to-maturity, at amortized cost (fair value of $12,485,687 and $17,738,368 in 2012 and 2011, respectively)	11,895,000	[3]	17,209,000	[3]
Loans, net of unearned discounts and deferred fees	40,298,000	[4]	40,635,000	[4]
Accrued interest receivable	310,000	[3]	342,000	[3]
Demand Deposit Accounts	29,851,000	[3]	31,260,000	[3]
Savings deposits	14,239,000	[3]	14,689,000	[3]
Time Deposits	16,886,000	[3]	25,352,000	[3]
Accrued interest payable	368,000	[3]	397,000	[3]
Fair Value
Cash and Cash Equivalents, Fair Value Disclosure	10,236,000	[1]	14,497,000	[1]
Available-for-sale Securities, Fair Value Disclosure	1,027,000	[2]	1,281,000	[2]
Held-to-maturity Securities, Fair Value Disclosure	12,486,000	[3]	17,738,000	[3]
Loans Receivable, Fair Value Disclosure	40,325,000	[4]	40,552,000	[4]
Accrued interest receivable	310,000	[3]	342,000	[3]
Demand Deposit Accounts	29,851,000	[3]	31,260,000	[3]
Savings deposits	14,239,000	[3]	14,689,000	[3]
Time Deposits	16,902,000	[3]	25,401,000	[3]
Accrued Liabilities, Fair Value Disclosure	$ 368,000	[3]	$ 397,000	[3]

[1] Level in Value Hierarchy - Level 1.

[2] Level 1 for money market funds; Level 2 for all other securities.

[3] Level in Value Hierarchy - Level 2.

[4] Level 2 for non-impaired loans; Level 3 for impaired loans.