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CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE LOSS (USD $)
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Interest income:    
Interest and fees on loans $ 2,627,890 $ 2,665,637
Interest on investment securities 439,166 616,754
Interest on federal funds sold 17,074 20,100
Interest on time deposits with other banks 642 695
Total interest income 3,084,772 3,303,186
Interest expense:    
Interest on time deposits 83,300 150,443
Interest on demand deposits 48,447 73,139
Interest on savings deposits 7,118 11,403
Total interest expense 138,865 234,985
Net interest income 2,945,907 3,068,201
Provision for loan losses 453,000 170,000
Net interest income after provision for loan losses 2,492,907 2,898,201
Noninterest income:    
Customer service fees 400,162 379,933
ATM fee income 318,503 348,948
Loan syndication fee income 145,000 145,000
Net (loss) gain on sale of other real estate (8,273) 111,291
Gain on sale of bank premises 526,990   
Gain on sale of loans 69,163   
Other income 73,194 85,708
Total noninterest income 1,524,739 1,070,880
Noninterest expense:    
Salaries, wages and employee benefits 1,554,497 1,643,327
Occupancy and equipment 1,066,031 1,096,040
Office operations and supplies 304,946 304,373
Marketing and public relations 73,448 113,290
Professional services 317,880 261,183
Data processing 472,737 488,899
Loan and collection cost 107,072 133,570
Other real estate owned, net 348,908 76,073
Deposit insurance assessments 114,786 167,695
Other operating 673,588 715,871
Total noninterest expense 5,033,893 5,000,321
Net loss before income taxes (1,016,247) (1,031,240)
Provision for income taxes      
Net loss (1,016,247) (1,031,240)
Net loss per common share-basic and diluted $ (0.95) $ (0.97)
Weighted average number of common shares 1,068,588 1,068,588
Comprehensive Loss    
Net loss (1,016,247) (1,031,240)
Unrealized losses on available for sale securities (4,684) (5,260)
Total comprehensive loss $ (1,020,931) $ (1,036,500)