4. Loans and Allowance For Loan Losses: Past Due Financing Receivables (Tables)

12 Months Ended

Dec. 31, 2012

Tables/Schedules

Past Due Financing Receivables

An age analysis of past due loans, segregated by class of loans, as of December 31, 2012 follows:

(In 000's)
	Loans 30-89 Days Past Due	Accruing  Loans 90 or  More Days  Past Due	Nonaccrual	Total Past  Due Loans	Current  Loans	Total Loans
Commercial and industrial:
Commercial	$15	-	$873	888	$574	$1,462
SBA loans	-	-	-	-	125	125
Asset-based	83	-	99	182	1,965	2,147
Total Commercial and industrial	98	-	972	1,070	2,664	3,734
Commercial real estate:
Commercial mortgages	306	-	649	955	13,765	14,720
SBA loans	-	-	-	-	621	621
Construction	-	-	-	-	3,398	3,398
Religious organizations	-	-	674	674	11,968	12,642
Total Commercial real estate	306	-	1,323	1,629	29,752	31,381
Consumer real estate:
Home equity loans	274	44	63	381	1,072	1,453
Home equity lines of credit	-	26	-	26	-	26
1-4 family residential mortgages	69	-	226	295	2,845	3,140
Total consumer real estate	343	70	289	702	3,917	4,619
Total real estate	649	70	1,612	2,331	33,669	36,000
Consumer and other:
Consumer installment	-	-	-	-	30	30
Student loans	87	141	-	228	1,360	1,588
Other	5	-	-	5	145	150
Total consumer and other	92	141	-	233	1,535	1,768
Total loans	$839	$211	$2,584	$3,634	$37,867	$41,502

An age analysis of past due loans, segregated by class of loans, as of December 31, 2011 is as follows:

(In 000's)
	Loans  30-89 Days  Past Due	Accruing  Loans 90 or  More Days  Past Due	Nonaccrual	Total Past  Due Loans	Current  Loans	Total Loans
Commercial and industrial:
Commercial	$32	-	$491	$523	$963	$1,486
SBA loans	-	-	-	-	235	235
Asset-based	-	-	101	101	1,908	2,009
Total Commercial and industrial	32	-	592	624	3,106	3,730
Commercial real estate:
Commercial mortgages	99	-	677	776	13,900	14,676
SBA loans	-	-	-	-	477	477
Construction	-	-	-	-	1,391	1,391
Religious organizations	559	173	418	1,150	12,503	13,653
Total Commercial real estate	658	173	1,095	1,926	28,271	30,197
Consumer real estate:
Home equity loans	173	152	106	431	1,714	2,145
Home equity lines of credit	-	-	38	38	47	85
1-4 family residential mortgages	-	-	301	301	3,055	3,356
Total consumer real estate	173	152	445	770	4,816	5,586
Total real estate	831	325	1,540	2,696	33,087	35,783
Consumer and other:
Consumer installment	-	-	-	-	58	58
Student loans	112	146	-	258	1,503	1,761
Other	3	-	-	3	167	17
Total consumer and other	115	146	-	261	1,728	1,989
Total loans	$978	$471	$2,132	$3,581	$37,921	$41,502