4. Loans and Allowance For Loan Losses: Schedule of Net Loans (Tables)

12 Months Ended

Dec. 31, 2012

Tables/Schedules

Schedule of Net Loans

(In 000's)	December 31, 2012	December 31, 2011
Commercial and industrial:
Commercial	$1,462	$1,486
SBA loans	125	235
Asset-based	2,147	2,009
Total commercial and industrial	3,734	3,730
Commercial real estate:
Commercial mortgages	14,720	14,676
SBA loans	621	477
Construction	3,398	1,391
Religious organizations	12,642	13,653
Total commercial real estate	31,381	30,197
Consumer real estate:
Home equity loans	1,453	2,145
Home equity lines of credit	26	85
1-4 family residential mortgages	3,140	3,356
Total consumer real estate	4,619	5,586
Total real estate	36,000	35,783
Consumer and other:
Consumer installment	30	58
Student loans	1,588	1,761
Other	150	170
Total consumer and other	1,768	1,989
Loans, net	$41,502	$41,502