Borrowings	12 Months Ended
Dec. 31, 2012
Notes
Borrowings	8. BORROWINGS At December 31, 2012, the Bank has the ability to borrow up to $1.5 million on a fully secured basis at the Discount Window of the Federal Reserve Bank for which the Bank currently has $1.75 million in securities. As of December 31, 2012 and 2011, the Bank had no borrowings outstanding.

- Definition

The entire disclosure for information about short-term and long-term debt arrangements, which includes amounts of borrowings under each line of credit, note payable, commercial paper issue, bonds indenture, debenture issue, own-share lending arrangements and any other contractual agreement to repay funds, and about the underlying arrangements, rationale for a classification as long-term, including repayment terms, interest rates, collateral provided, restrictions on use of assets and activities, whether or not in compliance with debt covenants, and other matters important to users of the financial statements, such as the effects of refinancing and noncompliance with debt covenants.

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