CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $)	9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011
Cash flows from operating activities:
Net loss	$ (881,941)	$ (757,807)
Adjustments to reconcile net loss to net cash used in operating activities:
Provision for loan losses	121,000	100,000
Loss (gain) on sale of other real estate	5,968	(111,291)
Gain on sale of loans	(69,163)
Amortization of premiums on investments	90,818	43,250
Amortization of core deposit intangible	133,559	133,559
Depreciation on fixed assets	167,930	188,113
Write-down of other real estate owned	153,298	1,306
Decrease in accrued interest receivable and other assets	80,745	146,762
Decrease in accrued interest payable and other liabilities	(124,481)	(94,262)
Net cash used in operating activities	(322,267)	(350,368)
Cash flows from investing activities:
Purchase of held-to-maturity investment securities	(4,860,337)	(9,912,036)
Purchase of investment securities available-for-sale		(264,403)
Proceeds from maturity and principal reductions of available-for-sale investment securities	188,107	251,656
Proceeds from maturity and principal reductions of held-to-maturity investment securities	9,583,837	7,643,619
Proceeds from the sale of other real estate owned	22,832	844,238
Proceeds from sale of loans	637,621
Net decrease in loans	66,285	3,140,354
Purchase of bank premises and equipment	(32,190)	(88,161)
Net cash provided by investing activities	5,606,155	1,615,267
Cash flows from financing activities:
Net (decrease) increase in deposits	(8,078,056)	4,907,474
Net cash (used in) provided by financing activities	(8,078,056)	4,907,474
Net (decrease) increase in cash and cash equivalents	(2,794,168)	6,172,373
Cash and cash equivalents at beginning of period	14,497,329	8,696,111
Cash and cash equivalents at end of period	11,703,161	14,868,484
Supplemental disclosure of cash flow information:
Cash paid during the period for interest	140,121	233,531
Noncash transfer of loans to other real estate owned	74,800	602,100
Noncash transfer of bank premises to assets held for sale	$ 356,758	$ 0