CONSOLIDATED BALANCE SHEETS (Unaudited) (USD $)	Sep. 30, 2012		Dec. 31, 2011
Assets:
Cash and due from banks	$ 2,469,242		$ 2,778,924
Interest-bearing deposits with banks	305,919		305,405
Federal funds sold	8,928,000		11,413,000
Cash and cash equivalents	11,703,161		14,497,329
Investment securities:
Available-for-sale, at fair value	1,087,754		1,280,874
Held-to-maturity, at amortized cost (fair value of $13,073,977 and $17,738,368 at September 30, 2012 and December 31 2011, respectively)	12,398,742		17,209,295
Loans, net of unearned discount	40,673,453		41,502,205
Less allowance for loan losses	(868,811)		(867,019)
Net loans	39,804,642		40,635,186
Bank premises and equipment, net	495,671		988,170
Assets held for sale	356,758
Accrued interest receivable	325,189		342,029
Other real estate owned	1,177,092		1,284,390
Intangible assets	193,954		313,811
Prepaid expenses and other assets	388,233		465,838
Total assets	67,931,196		77,016,922
Liabilities:
Demand deposits, noninterest-bearing	15,447,155		14,373,040
Demand deposits, interest-bearing	16,426,916		16,886,633
Savings deposits	14,167,210		14,688,985
Time deposits, under $100,000	7,428,258		7,768,057
Time deposits, $100,000 and over	9,752,863		17,583,743
Total deposits	63,222,402		71,300,458
Accrued interest payable	26,537		58,361
Accrued expenses and other liabilities	304,530		397,187
Total liabilities	63,553,469		71,756,006
Shareholders' equity:
Additional paid-in-capital	14,749,852		14,749,852
Accumulated deficit	(10,421,772)		(9,539,831)
Accumulated other comprehensive income	37,593		38,841
Total shareholders' equity	4,377,727		5,260,916
Total liabilities and shareholders' equity	67,931,196		77,016,922
Series A preferred stock [Member]
Shareholders' equity:
Series A preferred stock, noncumulative, 6%, $0.01 par value, 500,000 shares authorized; 136,842 issued and outstanding	1,368		1,368
Common Stock [Member]
Shareholders' equity:
Common stock	8,769	[1]	8,769	[1]
Class B Non-voting common stock [Member]
Shareholders' equity:
Common stock	$ 1,917	[2]	$ 1,917	[2]

[1] Common stock, $0.01 par value; 2,000,000 shares authorized; 876,921 issued and outstanding

[2] Class B Non-voting common stock; 250,000 shares authorized; $0.01 par value; 191,667 issued and outstanding