CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $)	3 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
Cash flows from operating activities:
Net loss	$ (237,809)	$ (306,958)
Adjustments to reconcile net loss to net cash used in operating activities:
Provision for loan losses	30,000	30,000
Amortization of premiums on investments	32,666	8,878
Amortization of core deposit intangible	44,520	44,520
Depreciation on fixed assets	58,606	63,018
Write-down of other real estate owned	15,148	3,879
(Increase) decrease in accrued interest receivable and other assets	(54,298)	41,948
Decrease in accrued interest payable and other liabilities	(126,948)	(86,374)
Net cash used in operating activities	(238,115)	(201,089)
Cash flows from investing activities:
Purchase of held-to-maturity investment securities	(3,249,311)	(1,767,805)
Proceeds from maturity and principal reductions of available-for-sale investment securities	56,275	80,000
Proceeds from maturity and principal reductions of held-to-maturity investment securities	3,811,848	1,555,911
Net (increase) decrease in loans	(74,579)	2,860,144
Purchase of bank premises and equipment	(11,469)	(25,190)
Net cash provided by investing activities	532,764	2,703,060
Cash flows from financing activities:
Net (decrease) increase in deposits	(7,372,605)	534,333
Net cash (used in) provided by financing activities	(7,372,605)	534,333
Net (decrease) increase in cash and cash equivalents	(7,077,956)	3,036,304
Cash and cash equivalents at beginning of year	14,497,329	8,696,111
Cash and cash equivalents at end of year	7,419,373	11,732,415
Supplemental disclosure of cash flow information:
Cash paid during the period for interest	53,348	57,381
Noncash transfer of loans to other real estate owned	$ 74,800	$ 602,100