CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $)	6 Months Ended
	Jun. 30, 2012	Jun. 30, 2011
Cash flows from operating activities:
Net loss	$ (474,705)	$ (476,751)
Adjustments to reconcile net loss to net cash used in operating activities:
Provision for loan losses	60,000	70,000
Gain on sale of other real estate		(111,291)
Amortization of premiums on investments	63,512	20,381
Amortization of core deposit intangible	89,039	89,039
Depreciation on fixed assets	114,259	126,135
Write-down of other real estate owned	26,248	3,879
Decrease in accrued interest receivable and other assets	11,184	32,771
Decrease in accrued interest payable and other liabilities	(105,496)	(84,851)
Net cash used in operating activities	(215,959)	(330,688)
Cash flows from investing activities:
Purchase of held-to-maturity investment securities	(3,249,311)	(7,623,124)
Proceeds from maturity and principal reductions of available-for-sale investment securities	117,594	130,225
Proceeds from maturity and principal reductions of held-to-maturity investment securities	7,316,585	4,785,904
Proceeds from the sale of other real estate owned		820,803
Net (increase) decrease in loans	(1,418,792)	3,807,158
Purchase of bank premises and equipment	(16,135)	(79,376)
Net cash provided by investing activities	2,749,941	1,239,490
Cash flows from financing activities:
Net (decrease) increase in deposits	(8,971,562)	2,484,042
Net cash (used in) provided by financing activities	(8,971,562)	2,484,042
Net (decrease) increase in cash and cash equivalents	(6,437,580)	3,392,844
Cash and cash equivalents at beginning of year	14,497,329	8,696,111
Cash and cash equivalents at end of year	8,059,749	12,088,955
Supplemental disclosure of cash flow information:
Cash paid during the year for interest	111,552	115,038
Noncash transfer of loans to other real estate owned	$ 74,800	$ 602,100