CONSOLIDATED BALANCE SHEETS (Unaudited) (USD $)	Jun. 30, 2012		Dec. 31, 2011
Assets:
Cash and due from banks	$ 2,318,003		$ 2,778,924
Interest-bearing deposits with banks	305,746		305,405
Federal funds sold	5,436,000		11,413,000
Cash and cash equivalents	8,059,749		14,497,329
Investment securities:
Available-for-sale, at fair value	1,159,992		1,280,874
Held-to-maturity, at amortized cost (fair value of $13,691,878 and $17,738,368 at June 30, 2012 and December 31 2011, respectively)	13,081,434		17,209,295
Loans, net of unearned discount	42,825,257		41,502,205
Less allowance for loan losses	(906,080)		(867,019)
Net loans	41,919,177		40,635,186
Bank premises and equipment, net	890,046		988,170
Accrued interest receivable	320,104		342,029
Other real estate owned	1,332,942		1,284,390
Intangible assets	224,772		313,811
Prepaid expenses and other assets	476,579		465,838
Total assets	67,464,795		77,016,922
Liabilities:
Demand deposits, noninterest-bearing	15,267,530		14,373,040
Demand deposits, interest-bearing	15,229,910		16,886,633
Savings deposits	14,305,890		14,688,985
Time deposits, under $100,000	7,488,895		7,768,057
Time deposits, $100,000 and over	10,036,671		17,583,743
Total deposits	62,328,896		71,300,458
Accrued interest payable	23,625		58,361
Accrued expenses and other liabilities	326,427		397,187
Total liabilities	62,678,948		71,756,006
Shareholders' equity:
Additional paid-in-capital	14,749,852		14,749,852
Accumulated deficit	(10,014,536)		(9,539,831)
Accumulated other comprehensive income	38,477		38,841
Total shareholders' equity	4,785,847		5,260,916
Total liabilities and shareholders' equity	67,464,795		77,016,922
Series A preferred stock [Member]
Shareholders' equity:
Series A preferred stock, noncumulative, 6%, $0.01 par value, 500,000 shares authorized; 136,842 issued and outstanding	1,368		1,368
Common Stock [Member]
Shareholders' equity:
Common stock	8,769	[1]	8,769	[1]
Class B Non-voting common stock [Member]
Shareholders' equity:
Common stock	$ 1,917	[2]	$ 1,917	[2]

[1] Common stock, $0.01 par value; 2,000,000 shares authorized; 876,921 issued and outstanding

[2] Class B Non-voting common stock; 250,000 shares authorized; $0.01 par value; 191,667 issued and outstanding