CONSOLIDATED STATEMENTS OF OPERATIONS (USD $)	12 Months Ended
	Dec. 31, 2011	Dec. 31, 2010
Interest income:
Interest and fees on loans	$ 2,665,637	$ 2,806,458
Interest on investment securities	616,754	569,778
Interest on federal funds sold	20,100	11,685
Interest on time deposits with other banks	695	1,260
Total interest income	3,303,186	3,389,181
Interest expense:
Interest on time deposits	150,443	205,291
Interest on demand deposits	73,139	75,400
Interest on savings deposits	11,403	14.407
Total interest expense	234,985	295.098
Net interest income	3,068,201	3,094,083
Provision for loan losses	170,000	747,000
Net interest income after provision for loan losses	2,898,201	2,347,083
Noninterest income:
Customer service fees	379,933	432,676
ATM fee income	348,948	366,971
Loan syndication fee income	145,000	140,000
Grant income		394,400
Net gain on sale of other real estate	111,291
Other income	85,708	130,776
Total noninterest income	1,070,880	1,464,823
Noninterest expense:
Salaries, wages and employee benefits	1,643,327	1,717,137
Occupancy and equipment	1,096,040	1,017,477
Office operations and supplies	304,373	291,458
Marketing and public relations	113,290	43,140
Professional services	261,183	315,390
Data processing	488,899	473,788
Loan and collection cost	209,643	344,695
Deposit insurance assessments	167,695	144,183
Other operating	715,871	692,436
Total noninterest expense	5,000,321	5,039,704
Net loss before income taxes	(1,031,240)	(1,227,798)
Net loss	$ (1,031,240)	$ (1,227,798)
Net loss per common share-basic and diluted	$ (0.97)	$ (1.15)
Weighted average number of common shares	1,068,588	1,068,588