CONSOLIDATED BALANCE SHEETS - USD ($)	Jun. 30, 2019	Dec. 31, 2018
Assets:
Cash and due from banks	$ 1,370,241	$ 2,003,085
Interest-bearing deposits with banks	3,414,513	3,360,937
Federal funds sold	4,632,747	3,074,021
Cash and cash equivalents	9,417,501	8,438,043
Investment securities available-for-sale, at fair value	4,516,551	4,580,610
Loans held for sale	7,512,219	10,072,777
Loans held at fair value	6,115,603	5,420,004
Loans, net of unearned discounts and deferred fees	18,394,364	20,542,863
Less allowance for loan losses	(236,415)	(278,095)
Net loans	18,157,949	20,264,768
Operating lease right of use asset	1,735,163	0
Bank premises and equipment, net	124,848	163,124
Accrued interest receivable	162,170	152,953
Other real estate owned	235,571	391,571
Servicing asset	297,140	313,489
Prepaid expenses and other assets	411,172	397,284
Total assets	48,685,884	50,194,623
Liabilities:
Demand deposits, noninterest-bearing	15,620,626	16,216,607
Demand deposits, interest-bearing	12,116,366	13,599,641
Savings deposits	10,490,588	10,589,054
Time deposits, under $250,000	3,198,312	3,467,732
Time deposits, $250,000 and over	2,148,411	4,399,159
Total deposits	43,574,303	48,272,193
Operating lease liability	1,841,199	0
Accrued interest payable	7,599	17,376
Accrued expenses and other liabilities	93,762	145,308
Total liabilities	45,516,863	48,434,877
Shareholders' equity:
Common stock, $0.01 par value; 2,000,000 shares authorized; 826,921 issued and outstanding	8,269	8,269
Additional paid-in-capital	15,677,626	15,677,626
Accumulated deficit	(12,524,145)	(13,834,625)
Accumulated other comprehensive income (loss)	6,260	(92,535)
Total shareholders' equity	3,169,021	1,759,746
Total liabilities and shareholders' equity	48,685,884	50,194,623
Series A Preferred Stock [Member]
Shareholders' equity:
Series A preferred stock, noncumulative, 6%, $0.01 par value, 500,000 shares authorized; 99,342 issued and outstanding	993	993
Series B Preferred Stock [Member]
Shareholders' equity:
Series A preferred stock, noncumulative, 6%, $0.01 par value, 500,000 shares authorized; 99,342 issued and outstanding	$ 18	$ 18