CONSOLIDATED BALANCE SHEETS - USD ($)	Mar. 31, 2019	Dec. 31, 2018
Assets:
Cash and due from banks	$ 1,646,967	$ 2,003,085
Interest-bearing deposits with banks	3,387,462	3,360,937
Federal funds sold and other cash equivalents	5,294,882	3,074,021
Cash and cash equivalents	10,329,311	8,438,043
Investment securities available-for-sale, at fair value	4,565,330	4,580,610
Loans held for sale	8,592,551	10,072,777
Loans held at fair value	5,394,047	5,420,004
Loans, net of unearned discounts and deferred fees	19,448,034	20,542,863
Less allowance for loan losses	(222,869)	(278,095)
Net loans	19,225,165	20,264,768
Operating lease right of use asset	1,824,729	0
Bank premises and equipment, net	144,807	163,124
Accrued interest receivable	164,240	152,953
Other real estate owned	235,571	391,571
Servicing asset	306,275	313,489
Prepaid expenses and other assets	437,057	397,284
Total assets	51,219,083	50,194,623
Liabilities:
Demand deposits, noninterest-bearing	16,385,332	16,216,607
Demand deposits, interest-bearing	12,812,508	13,599,641
Savings deposits	10,544,395	10,589,054
Time deposits, under $250,000	4,399,284	3,467,732
Time deposits, $250,000 and over	3,464,261	4,399,159
Total deposits	47,605,780	48,272,193
Operating lease liability	1,931,240	0
Accrued interest payable	25,591	17,376
Accrued expenses and other liabilities	115,804	145,308
Total liabilities	49,678,415	48,434,877
Shareholders' equity:
Common stock, $0.01 par value; 2,000,000 shares authorized; 826,921 issued and outstanding	8,269	8,269
Additional paid-in-capital	15,677,626	15,677,626
Accumulated deficit	(14,111,593)	(13,834,625)
Accumulated other comprehensive loss	(34,645)	(92,535)
Total shareholders' equity	1,540,668	1,759,746
Total liabilities and shareholders' equity	51,219,083	50,194,623
Series B Preferred Stock [Member]
Shareholders' equity:
Preferred stock, value	18	18
Series A Preferred Stock [Member]
Shareholders' equity:
Preferred stock, value	$ 993	$ 993