SUMMARY OF QUARTERLY RESULTS (UNAUDITED) (Details) - USD ($)	3 Months Ended								12 Months Ended
	Dec. 31, 2018	Sep. 30, 2018	Jun. 30, 2018	Mar. 31, 2018	Dec. 31, 2017	Sep. 30, 2017	Jun. 30, 2017	Mar. 31, 2017	Dec. 31, 2018	Dec. 31, 2017
Interest expense									$ 77,827	$ 71,681
Provision (credit) for loan losses									3,170,000	(82,000)
Net interest after provision (credit) for loan losses									2,284,387	2,550,830
Noninterest income									508,000	1,491,000
Noninterest expense									4,277,985	4,361,552
Net loss									$ (1,485,637)	$ (319,426)
Operating [Member]
Interest income	$ 708,000	$ 678,000	$ 675,000	$ 618,000	$ 651,000	$ 674,000	$ 583,000	$ 633,000
Interest expense	19,000	19,000	20,000	20,000	20,000	19,000	16,000	17,000
Net interest income	689,000	659,000	654,000	598,000	631,000	655,000	567,000	616,000
Provision (credit) for loan losses	272,000	20,000	5,000	20,000	9,000	(15,000)	(46,000)	(30,000)
Net interest after provision (credit) for loan losses	417,000	639,000	649,000	578,000	622,000	670,000	613,000	646,000
Noninterest income	(419,000)	392,000	221,000	314,000	453,000	490,000	307,000	241,000
Noninterest expense	1,077,000	1,089,000	1,023,000	1,090,000	1,105,000	1,131,000	1,035,000	1,090,000
Net loss	$ (1,079,000)	$ (57,000)	$ (152,000)	$ (198,000)	$ (30,000)	$ 29,000	$ (115,000)	$ (203,000)
Basic income (loss) per common share	$ (1.31)	$ (0.07)	$ (0.18)	$ (0.24)	$ (0.03)	$ 0.03	$ (0.14)	$ (0.25)
Diluted income (loss) per common share	$ (1.31)	$ (0.07)	$ (0.18)	$ (0.24)	$ (0.03)	$ 0.03	$ (0.14)	$ (0.25)