FAIR VALUE MEASUREMENTS (Details 3) - USD ($)	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Origination of loans	$ 4,868,111	$ 4,763,580
Fair Value, Inputs, Level 3 [Member] | Servicing Asset [Member]
Balance at beginning of year	319,000	313,000
Additions related to new loan origination	49,000	57,000
Change in fair value	(55,000)	(51,000)
Balance at end of year	313,000	319,000
Loans Held At Fair Value [Member]
Balance at beginning of year	4,451,000	4,207,000
Change in fair value	(230,000)	(381,000)
Balance at end of year	5,420,000	4,451,000
Origination of loans	1,420,000	8,160,000
Principal repayments	$ (221,000)	$ (191,000)