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LOANS AND ALLOWANCE FOR LOAN LOSSES (Details 1) - Related Party [Member] - USD ($)
12 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Balance outstanding beginning $ 679,612 $ 866,934
Principal additions (affiliations) 0 0
Disaffiliations 0 0
Principal reductions 224,288 187,322
Balance outstanding ending $ 455,324 $ 679,612