CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE LOSS - USD ($)	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Interest income:
Interest and fees on loans	$ 2,380,364	$ 2,313,675
Interest on investment securities	114,793	122,083
Interest on federal funds sold	134,276	103,975
Interest on interest-bearing deposits with other banks	49,781	778
Total interest income	2,679,214	2,540,511
Interest expense:
Interest on time deposits	46,474	40,042
Interest on demand deposits	25,783	25,786
Interest on savings deposits	5,570	5,853
Total interest expense	77,827	71,681
Net interest income	2,601,387	2,468,830
Provision (credit) for loan losses	317,000	(82,000)
Net interest income after provision (credit) for loan losses	2,284,387	2,550,830
Noninterest income:
Customer service fees	408,843	396,731
ATM fee income	101,174	119,561
Loan syndication fee income	150,000	154,402
Net loss on sale of other real estate	(11,588)	0
Net change in fair value of financial instruments	(636,945)	337,567
Gain on sale of loans	365,723	387,177
Other income	130,754	95,858
Total noninterest income	507,961	1,491,296
Noninterest expense:
Salaries, wages and employee benefits	1,536,971	1,580,068
Occupancy and equipment	973,223	995,985
Office operations and supplies	256,786	327,032
Marketing and public relations	29,801	23,468
Professional services	215,333	189,875
Data processing	414,051	400,120
Loan and collection costs	196,794	194,783
Other real estate owned, net	47,134	78,730
Deposit insurance assessments	97,000	95,965
Other operating	510,892	475,526
Total noninterest expense	4,277,985	4,361,552
Net loss before income taxes	(1,485,637)	(319,426)
Provision for income taxes	0	0
Net loss	$ (1,485,637)	$ (319,426)
Net loss per common share-basic and diluted	$ (1.80)	$ (0.39)
Weighted average number of common shares	826,921	826,921
Comprehensive Loss
Net loss	$ (1,485,637)	$ (319,426)
Unrealized (losses) gains on available for sale securities, net of tax	(35,139)	15,033
Total comprehensive loss	$ (1,520,776)	$ (304,393)