OTHER REAL ESTATE OWNED (Tables)

12 Months Ended

Dec. 31, 2018

OTHER REAL ESTATE OWNED

Schedule Of Components Of Other Real Estate

(in 000’s)
	2018		2017
Commercial real estate	$	168	$	294
Residential real estate		224		332
Total	$	392	$	626

Summary Of the Change in Other Real Estate Owned

(in 000’s)	Year Ended December 31, 2018			Year Ended December 31, 2017
Beginning Balance	$	626		$	447
Additions, transfers from loans		-			184
Sales		(229	)		-
Subtotal		397			631
Write-downs		(5	)		(5	)
Ending Balance	$	392		$	626