INVESTMENTS (Tables)

12 Months Ended

Dec. 31, 2018

INVESTMENTS

Amortized cost, gross unrealized holding gains and losses, and estimated fair value

(in $000)	2018
			Gross		Gross
	Amortized		Unrealized		unrealized			Fair
	Cost		Gains		losses			Value
U.S. Government agency securities	$	2,349	$	-	$	(72	)	$	2,277
Government Sponsored Enterprises residential mortgage-backed securities		2,349		9		(54	)		2,304
	$	4,698	$	9	$	(126	)	$	4,581

	2017
			Gross		Gross
	Amortized		Unrealized		unrealized			Fair
	Cost		Gains		losses			Value
U.S. Government agency securities	$	2,349	$	-	$	(76	)	$	2,273
Government Sponsored Enterprises residential mortgage-backed securities		2,737		21		(18	)		2,740
Investments in money market funds		132		-		-			132
	$	5,218	$	21	$	(94	)	$	5,145

Description of Securities

	Number		Less than 12 months					12 months or longer					Total
Description of	Of		Fair		Unrealized			Fair		Unrealized			Fair		Unrealized
Securities	Securities		Value		Losses			Value		Losses			Value		Losses
U.S. Government
agency securities		7	$	-	$	-		$	2,277	$	(72	)	$	2,277	$	(72	)
Mortgage backed
Securities		14		718		(10	)		1,299		(44	)		2,017		(54	)
Total temporarily
impaired investment
Securities		21	$	718	$	(10	)	$	3,576	$	(116	)	$	4,294	$	(126	)

	Number		Less than 12 months					12 months or longer					Total
Description of	Of		Fair		Unrealized			Fair		Unrealized			Fair		Unrealized
Securities	Securities		value		Losses			Value		Losses			value		Losses
U.S. Government
agency securities		7	$	245	$	(5	)	$	2,028	$	(71	)	$	2,273	$	(76	)
Mortgage backed
Securities		8		1,124		(7	)		377		(11	)		1,501		(18	)
Total temporarily
impaired investment
Securities		15	$	1,369	$	(12	)	$	2,405	$	(82	)	$	3,774	$	(94	)

Maturities of investment securities

(In 000’s)	Amortized		Fair
	Cost		Value
Due in one year	$	-	$	-
Due after one year through five years		2,349		2,277
Due after five years through ten years		-		-
Government-sponsored enterprises residential mortgage-backed securities		2,349		2,304
	$	4,698	$	4,581