CONSOLIDATED BALANCE SHEETS - USD ($)	Dec. 31, 2018	Dec. 31, 2017
Assets:
Cash and due from banks	$ 2,003,085	$ 2,075,258
Interest-bearing deposits with banks	3,360,937	311,995
Federal funds sold	3,074,021	9,284,000
Cash and cash equivalents	8,438,043	11,671,253
Investment securities, available-for-sale, at fair value	4,580,610	5,144,707
Loans held for sale, at fair value	10,072,777	10,297,168
Loans held at fair value	5,420,004	4,450,901
Loans, net of unearned discounts and deferred fees	20,542,863	25,725,700
Less allowance for loan losses	(278,095)	(179,949)
Net loans	20,264,768	25,545,751
Bank premises and equipment, net	163,124	303,298
Accrued interest receivable	152,953	153,415
Other real estate owned	391,571	626,071
Servicing asset	313,489	319,368
Prepaid expenses and other assets	397,284	496,935
Total assets	50,194,623	59,008,867
Liabilities:
Demand deposits, noninterest-bearing	16,216,607	19,606,017
Demand deposits, interest-bearing	13,599,641	15,004,238
Savings deposits	10,589,054	11,505,417
Time deposits, under $250,000	3,467,732	4,331,306
Time deposits, $250,000 and over	4,399,159	5,008,276
Total deposits	48,272,193	55,455,254
Accrued interest payable	17,376	13,939
Accrued expenses and other liabilities	145,308	259,152
Total liabilities	48,434,877	55,728,345
Shareholders' equity:
Common stock, $0.01 par value; 2,000,000 shares authorized; 826,921 issued and outstanding	8,269	8,269
Additional paid-in-capital	15,677,626	15,677,626
Accumulated deficit	(13,834,625)	(12,348,988)
Accumulated other comprehensive loss	(92,535)	(57,396)
Total shareholders' equity	1,759,746	3,280,522
Total liabilities and shareholders' equity	50,194,623	59,008,867
Series A Preferred Stock [Member]
Shareholders' equity:
Series A preferred stock, noncumulative, 6%, $0.01 par value, 500,000 shares authorized; 99,342 issued and outstanding	993	993
Series B, Preferred Stock
Shareholders' equity:
Series A preferred stock, noncumulative, 6%, $0.01 par value, 500,000 shares authorized; 99,342 issued and outstanding	$ 18	$ 18