CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017	Sep. 30, 2018	Sep. 30, 2017
Interest income:
Interest and fees on loans	$ 600,438	$ 612,112	$ 1,745,278	$ 1,729,095
Interest on investment securities	28,394	29,985	86,743	92,550
Interest on federal funds sold	27,531	32,074	115,980	68,863
Interest on time deposits with other banks	21,950	202	22,690	574
Total interest income	678,313	674,373	1,970,691	1,891,082
Interest expense:
Interest on time deposits	10,787	11,021	35,064	28,775
Interest on demand deposits	6,675	6,515	19,708	18,953
Interest on savings deposits	1,395	1,470	4,234	4,399
Total interest expense	18,857	19,006	59,006	52,127
Net interest income	659,456	655,367	1,911,685	1,838,955
Provision (credit) for loan losses	20,000	(15,000)	45,000	(91,000)
Net interest income after provision (credit) for loan losses	639,456	670,367	1,866,685	1,929,955
Noninterest income:
Customer service fees	106,909	101,476	309,849	298,786
ATM fee income	24,777	30,644	76,134	93,791
Gain on sale of loans	41,204	54,459	265,022	206,319
Net change in fair value of financial instruments	83,278	197,665	103,794	271,182
Gains (Losses) on Sales of Other Real Estate	16	0	(11,588)	0
Loan Syndication Fees	100,000	90,400	100,000	90,400
Other income	36,247	14,875	84,343	76,753
Total noninterest income	392,431	489,519	927,554	1,037,231
Noninterest expense:
Salaries, wages and employee benefits	372,642	395,915	1,154,522	1,175,163
Occupancy and equipment	244,865	253,981	746,000	755,115
Office operations and supplies	62,202	84,643	200,825	247,362
Marketing and public relations	1,742	3,056	27,069	11,865
Professional services	65,481	76,182	137,753	177,622
Data processing	98,878	95,509	307,735	290,861
Deposit insurance assessments	24,000	27,000	73,000	72,000
Other real estate expense	13,850	28,440	38,629	58,326
Loan and collection costs	50,974	43,979	115,968	124,603
Other operating	154,132	122,558	399,689	343,564
Total noninterest expense	1,088,766	1,131,263	3,201,190	3,256,481
Net (loss) income before income taxes	(56,879)	28,623	(406,951)	(289,295)
Provision for income taxes	0	0	0	0
Net (loss) income	$ (56,879)	$ 28,623	$ (406,951)	$ (289,295)
Net (loss) income per common share-basic and diluted	$ (0.07)	$ 0.03	$ (0.49)	$ (0.35)
Weighted average number of common shares outstanding	826,921	826,921	826,921	826,921
Comprehensive (loss) income:
Net (loss) income	$ (56,879)	$ 28,623	$ (406,951)	$ (289,295)
Unrealized (losses) gains on available for sale securities, net of taxes	(26,040)	4,835	(96,179)	39,800
Total comprehensive (loss) income	$ (82,919)	$ 33,458	$ (503,130)	$ (249,495)