CONSOLIDATED BALANCE SHEETS - USD ($)	Sep. 30, 2018	Dec. 31, 2017
Assets:
Cash and due from banks	$ 1,951,155	$ 2,075,258
Interest-bearing deposits with banks	3,334,124	311,995
Federal funds sold and other cash equivalents	2,936,296	9,284,000
Cash and cash equivalents	8,221,576	11,671,253
Investment securities available-for-sale, at fair value	4,587,304	5,144,707
Loans held for sale	12,583,544	10,297,168
Loans held at fair value	5,182,526	4,450,901
Loans and Leases Receivable, Net of Deferred Income	22,075,761	25,725,700
Less allowance for loan losses	(202,353)	(179,949)
Net loans	21,873,408	25,545,751
Bank premises and equipment, net	186,352	303,298
Accrued interest receivable	193,952	153,415
Other real estate owned	391,571	626,071
Servicing asset	284,039	319,368
Prepaid expenses and other assets	548,260	496,935
Total assets	54,052,532	59,008,867
Liabilities:
Demand deposits, noninterest-bearing	16,714,432	19,606,017
Demand deposits, interest-bearing	15,327,070	15,004,238
Savings deposits	10,820,460	11,505,417
Time deposits, under $250,000	4,390,631	4,331,306
Time deposits, $250,000 and over	3,849,892	5,008,276
Total deposits	51,102,485	55,455,254
Accrued interest payable	11,556	13,939
Accrued expenses and other liabilities	161,099	259,152
Total liabilities	51,275,140	55,728,345
Shareholders' equity:
Common stock, $0.01 par value; 2,000,000 shares authorized; 826,921 issued and outstanding	8,269	8,269
Additional paid-in-capital	15,677,626	15,677,626
Accumulated deficit	(12,755,939)	(12,348,988)
Accumulated other comprehensive loss	(153,575)	(57,396)
Total shareholders' equity	2,777,392	3,280,522
Total liabilities and shareholders' equity	54,052,532	59,008,867
Series A Preferred Stock
Shareholders' equity:
Preferred Stock Value	993	993
Series B Preferred Stock
Shareholders' equity:
Preferred Stock Value	$ 18	$ 18