CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2018	Jun. 30, 2017
Interest income:
Interest and fees on loans	$ 598,378	$ 528,207	$ 1,144,840	$ 1,116,983
Interest on investment securities	28,815	30,808	58,349	62,565
Interest on federal funds sold	47,139	24,130	88,449	36,789
Interest on time deposits with other banks	284	191	740	372
Total interest income	674,616	583,336	1,292,378	1,216,709
Interest expense:
Interest on time deposits	12,356	8,586	24,277	17,754
Interest on demand deposits	6,531	6,260	13,033	12,438
Interest on savings deposits	1,427	1,478	2,839	2,929
Total interest expense	20,314	16,324	40,149	33,121
Net interest income	654,302	567,012	1,252,229	1,183,588
Provision (credit) for loan losses	5,000	(46,000)	25,000	(76,000)
Net interest income after provision (credit) for loan losses	649,302	613,012	1,227,229	1,259,588
Noninterest income:
Customer service fees	102,851	101,571	202,940	197,310
ATM fee income	26,635	32,045	51,357	63,147
Gain on sale of loans	67,271	91,402	223,818	151,860
Net change in fair value of financial instruments	11,423	47,858	20,516	73,517
Gains (Losses) on Sales of Other Real Estate	(9,522)	0	(11,604)	0
Other income	22,800	34,284	48,096	61,878
Total noninterest income	221,458	307,160	535,123	547,712
Noninterest expense:
Salaries, wages and employee benefits	381,826	379,428	781,880	779,248
Occupancy and equipment	246,093	247,007	501,135	501,134
Office operations and supplies	61,713	82,463	138,623	162,719
Marketing and public relations	6,765	4,309	25,327	8,809
Professional services	35,293	51,700	72,272	101,440
Data processing	107,422	96,469	208,857	195,352
Other real estate expense	10,944	9,292	24,779	29,886
Loan and collection costs	36,414	34,034	64,994	80,624
Deposit insurance assessments	24,000	23,000	49,000	45,000
Other operating	112,336	107,767	245,557	221,006
Total noninterest expense	1,022,806	1,035,469	2,112,424	2,125,218
Net loss before income taxes	(152,046)	(115,297)	(350,072)	(317,918)
Provision for income taxes	0	0	0	0
Net loss	$ (152,046)	$ (115,297)	$ (350,072)	$ (317,918)
Net loss per common share-basic and diluted	$ (0.18)	$ (0.14)	$ (0.42)	$ (0.38)
Weighted average number of common shares outstanding	826,921	826,921	826,921	826,921
Comprehensive loss:
Net loss	$ (152,046)	$ (115,297)	$ (350,072)	$ (317,918)
Unrealized (losses) gains on available for sale securities, net of taxes	(16,259)	25,198	(70,138)	34,965
Total comprehensive loss	$ (168,305)	$ (90,099)	$ (420,210)	$ (282,953)