6. Loans and Allowance for Loan Losses: Schedule of Age Analysis of Past Due Loans (Tables)

6 Months Ended

Jun. 30, 2018

Tables/Schedules

Schedule of Age Analysis of Past Due Loans

An age analysis of past due loans, segregated by class of loans, as of June 30, 2018 is as follows:

		Accruing	Nonaccrual
	Loans	Loans 90 or	Loans 90 or
(In 000's)	30-89 Days	More Days	More Days	Total Past	Current
	Past Due	Past Due	Past Due	Due Loans	Loans	Total Loans

Commercial and industrial:
Commercial	$ -	$ -	$ 50	$ 50	815	$ 865
SBA loans	-	-	-	-	-	-
Asset-based	-	-	125	125	733	858
Total Commercial and industrial	-	-	175	175	1,548	1,723
Commercial real estate:
Commercial mortgages	27	-	1,135	1,162	9,869	11,031
SBA loans	-	-	75	75	180	255
Construction	-	-	-	-	147	147
Religious organizations	126	-	182	308	7,386	7,694
Total Commercial real estate	153	-	1,392	1,545	17,582	19,127
Consumer real estate:
Home equity loans	27	123	285	435	211	646
Home equity lines of credit	-	-	-	-	16	16
1-4 family residential mortgages	-	-	26	26	633	659
Total consumer real estate	27	123	311	461	860	1,321
Total real estate	180	123	1,703	2,006	18,442	20,448
Consumer and other:
Student loans	22	21	-	43	585	628
Other	1	1	-	2	87	89
Total consumer and other	23	22	-	45	672	717
Total loans	$ 203	$ 145	$ 1,878	$ 2,226	$ 20,662	$ 22,888

An age analysis of past due loans, segregated by class of loans, as of December 31, 2017 is as follows:

		Accruing	Nonaccrual
	Loans	Loans 90 or	Loans 90 or
(In 000's)	30-89 Days	More Days	More Days	Total Past	Current
	Past Due	Past Due	Past Due	Due Loans	Loans	Total Loans
Commercial and industrial:
Commercial	$ -	$ -	$ -	$ -	$ 909	$ 909
SBA Loans	-	-	-	-	19	19
Asset-based	-	-	76	76	794	870
Total Commercial and industrial	-	-	76	76	1,722	1,798
Commercial real estate:
Commercial mortgages	50	208	935	1,193	10,478	11,671
SBA loans	-	-	81	81	588	669
Construction	-	-	-	-	419	419
Religious organizations	-	-	187	187	8,443	8,630
Total Commercial real estate	50	208	1,203	1,461	19,928	21,389
Consumer real estate:
Home equity loans	38	123	289	450	191	641
Home equity lines of credit	-	-	-	-	17	17
1-4 family residential mortgages	64	-	48	112	959	1,071
Total consumer real estate	102	123	337	561	1,168	1,729
Total real estate
Consumer and other:
Student loans	32	55	-	87	613	700
Other	6	1	-	7	102	109
Total consumer and other	38	56	-	94	715	809
Total loans	$ 190	$ 387	$ 1,616	$ 2,192	$ 23,533	$ 25,725