CONSOLIDATED BALANCE SHEETS - USD ($)	Jun. 30, 2018	Dec. 31, 2017
Assets:
Cash and due from banks	$ 1,959,060	$ 2,075,258
Interest-bearing deposits with banks	312,326	311,995
Federal funds sold	7,813,614	9,284,000
Cash and cash equivalents	10,085,000	11,671,253
Investment securities available-for-sale, at fair value	4,711,038	5,144,707
Loans held for sale	11,431,484	10,297,168
Loans held at fair value	4,989,310	4,450,901
Loans and Leases Receivable, Net of Deferred Income	22,887,785	25,725,700
Less allowance for loan losses	(180,359)	(179,949)
Net loans	22,707,426	25,545,751
Bank premises and equipment, net	214,486	303,298
Accrued interest receivable	154,453	153,415
Other real estate owned	402,371	626,071
Servicing asset	311,190	319,368
Prepaid expenses and other assets	455,834	496,935
Total assets	55,462,593	59,008,867
Liabilities:
Demand deposits, noninterest-bearing	17,429,932	19,606,017
Demand deposits, interest-bearing	13,903,775	15,004,238
Savings deposits	11,472,700	11,505,417
Time deposits, under $250,000	3,912,612	4,331,306
Time deposits, $250,000 and over	5,655,517	5,008,276
Total deposits	52,374,536	55,455,254
Accrued interest payable	23,773	13,939
Accrued expenses and other liabilities	203,973	259,152
Total liabilities	52,602,281	55,728,345
Shareholders' equity:
Common stock, $0.01 par value; 2,000,000 shares authorized; 826,921 issued and outstanding	8,269	8,269
Additional paid-in-capital	15,677,626	15,677,626
Accumulated deficit	(12,699,060)	(12,348,988)
Accumulated other comprehensive loss	(127,534)	(57,396)
Total shareholders' equity	2,860,312	3,280,522
Total liabilities and shareholders' equity	55,462,593	59,008,867
Series A Preferred Stock
Shareholders' equity:
Preferred Stock Value	993	993
Series B Preferred Stock
Shareholders' equity:
Preferred Stock Value	$ 18	$ 18