CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Cash flows from operating activities:
Net loss	$ (198,026)	$ (202,621)
Adjustments to reconcile net loss to net cash provided by (used in) operating activities:
Provision (credit) for loan losses	20,000	(30,000)
Amortization of premiums on investments	2,021	2,623
Net (loss) gain on sale of other real estate	2,082	0
Amortization of servicing asset	34,083	8,063
Depreciation on fixed assets	49,033	46,526
Net change in fair value of financial instruments	(9,093)	(25,659)
Gain on sale of loans	(156,547)	(60,458)
Proceeds from the sale of loans held-for-sale	1,747,544	583,392
Loans originated for sale	(1,638,729)	(444,949)
Increase in accrued interest receivable and other assets	(5,842)	(86,050)
Increase (decrease) in accrued interest payable and other liabilities	17,281	(13,312)
Net cash used in operating activities	(136,193)	(222,445)
Cash flows from investing activities:
Proceeds from maturity and principal reductions of available-for-sale investment securities	257,894	127,767
Purchase of securities available-for-sale	(450)	(328)
Net decrease in loans	1,119,761	1,191,137
Proceeds from sale of other real estate	54,618	0
Purchase of bank premises and equipment	0	(6,938)
Net cash provided by investing activities	1,431,823	1,311,638
Cash flows from financing activities:
Stock Issued During Period, Value, New Issues	0	675,000
Net increase in deposits	335,254	227,694
Net cash provided by financing activities	335,254	902,694
Net increase in cash and cash equivalents	1,630,884	1,991,887
Cash and cash equivalents at beginning of period	11,671,253	7,802,831
Cash and cash equivalents at end of period	13,302,137	9,794,718
Supplemental disclosure of cash flow information:
Cash paid during the period for interest	11,472	16,908
Investments transferred to other cash equivalents	131,981	0
Loans transferred from held for sale to held at fair value	$ 398,138	$ 95,777