CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Interest income:
Interest and fees on loans	$ 546,462	$ 588,776
Interest on investment securities	29,534	31,757
Interest on federal funds sold	41,310	12,659
Interest on time deposits with other banks	456	181
Total interest income	617,762	633,373
Interest expense:
Interest on time deposits	11,921	9,168
Interest on demand deposits	6,502	6,178
Interest on savings deposits	1,412	1,451
Total interest expense	19,835	16,797
Net interest income	597,927	616,576
Provision (credit) for loan losses	20,000	(30,000)
Net interest income after provision (credit) for loan losses	577,927	646,576
Noninterest income:
Customer service fees	100,089	95,739
ATM fee income	24,722	31,102
Gain on sale of loans	156,547	60,458
Net change in fair value of financial instruments	9,093	25,659
Gains (Losses) on Sales of Other Real Estate	(2,082)	0
Other income	25,296	27,594
Total noninterest income	313,665	240,552
Noninterest expense:
Salaries, wages and employee benefits	400,054	399,820
Occupancy and equipment	255,042	254,127
Office operations and supplies	76,910	80,256
Marketing and public relations	18,562	4,500
Professional services	36,979	49,740
Data processing	101,435	98,883
Other real estate expense	13,835	20,594
Loan and collection costs	28,580	46,590
Deposit insurance assessments	25,000	22,000
Other operating	133,221	113,239
Total noninterest expense	1,089,618	1,089,749
Net loss before income taxes	(198,026)	(202,621)
Provision for income taxes	0	0
Net loss	$ (198,026)	$ (202,621)
Net loss per common share-basic and diluted	$ (0.24)	$ (0.25)
Weighted average number of common shares outstanding	826,921	826,921
Comprehensive loss:
Net loss	$ (198,026)	$ (202,621)
Unrealized (losses) gains on available for sale securities, net of taxes	(53,879)	9,767
Total comprehensive loss	$ (251,905)	$ (192,854)