6. Loans and Allowance for Loan Losses: Schedule of Age Analysis of Past Due Loans (Tables)

3 Months Ended

Mar. 31, 2018

Tables/Schedules

Schedule of Age Analysis of Past Due Loans

An age analysis of past due loans, segregated by class of loans, as of March 31, 2018 is as follows:

		Accruing	Nonaccrual
	Loans	Loans 90 or	Loans 90 or
(In 000's)	30-89 Days	More Days	More Days	Total Past	Current
	Past Due	Past Due	Past Due	Due Loans	Loans	Total Loans
Commercial and industrial:
Commercial	$ 15	$ -	$ -	$ 15	$ 1,031	$ 1,046
SBA loans	-	-	-	-	66	66
Asset-based	-	-	86	86	900	986
Total Commercial and industrial	15	-	86	101	1,997	2,098
Commercial real estate:
Commercial mortgages	42	-	1,169	1,211	9,871	11,082
SBA loans	-	-	78	78	184	262
Construction	-	-	-	-	106	106
Religious organizations	-	-	184	184	8,122	8,306
Total Commercial real estate	42	-	1,431	1,473	18,283	19,756
Consumer real estate:
Home equity loans	-	123	287	410	246	656
Home equity lines of credit	-	-	-	-	16	16
1-4 family residential mortgages	26	-	32	58	876	934
Total consumer real estate	26	123	319	468	1,138	1,606
Total real estate	68	123	1,750	1,941	19,421	21,362
Consumer and other:
Student loans	89	69	-	158	490	648

Other	-	2	-	2	102	104
Total consumer and other	89	71	-	160	592	752
Total loans	$ 172	$ 194	$ 1,836	$ 2,202	$ 22,010	$ 24,212

An age analysis of past due loans, segregated by class of loans, as of December 31, 2017 is as follows:

			Accruing	Nonaccrual
	Loans	Loans 90 or		Loans 90 or
	30-89 Days	More Days		More Days	Total Past	Current
(In 000's)	Past Due	Past Due		Past Due	Due Loans	Loans	Total Loans
Commercial and industrial:
Commercial	$ -		$ -	$ -	$ -	$ 909	$ 909
SBA Loans	-		-	-	-	19	19
Asset-based	-		-	76	76	794	870
Total Commercial and industrial	-		-	76	76	1,722	1,798
Commercial real estate:
Commercial mortgages	50		208	935	1,193	10,478	11,671
SBA loans	-		-	81	81	588	669
Construction	-		-	-	-	419	419
Religious organizations	-		-	187	187	8,443	8,630
Total Commercial real estate	50		208	1,203	1,461	19,928	21,389
Consumer real estate:
Home equity loans	38		123	289	450	191	641
Home equity lines of credit	-		-	-	-	17	17
1-4 family residential mortgages	64		-	48	112	959	1,071
Total consumer real estate	102		123	337	561	1,168	1,729
Total real estate
Consumer and other:
Student loans	32		55	-	87	613	700
Other	6		1	-	7	102	109
Total consumer and other	38		56	-	94	715	809
Total loans	$ 190		$ 387	$ 1,616	$ 2,192	$ 23,533	$ 25,725