6. Loans and Allowance for Loan Losses: Financing Receivable, Allowance for Credit Loss (Tables)

3 Months Ended

Mar. 31, 2018

Tables/Schedules

Financing Receivable, Allowance for Credit Loss

(in 000's)	For the Three months ended March 31, 2018
	Commercial and industrial	Commercial real estate	Consumer real estate	Consumer loans Other	Unallocated	Total
Beginning balance	$ 7	$ 155	$ 10	$ 8	$ -	$ 180
Provision (credit) for loan losses	-	3	(4)	1	20	20
Charge-offs	-	-	-	(5)	-	(5)
Recoveries	1	-	-	6	-	7
Net recoveries	1	-	-	1	-	2
Ending balance	$ 8	$ 158	$ 6	$ 10	$ 20	$ 202

(in 000's)	For the Three months ended March 31, 2017
	Commercial and industrial	Commercial real Estate	Consumer real estate	Consumer loans Other	Unallocated	Total
Beginning balance	$ 68	$ 179	$ 10	$ 11	$ 32	$ 300
Credit for loan losses	(6)	(8)	(3)	-	(12)	(30)
Charge-offs	-	-	-	(1)	-	(1)
Recoveries	1	-	1	1	-	3
Net recoveries	1	-	1	-	-	2

Ending balance  $ 63   $ 171   $ 8   $ 11   $ 20   $ 273 

(in 000's)	March 31, 2018
	Commercial and industrial	Commercial real Estate	Consumer real estate	Consumer loans Other	Unallocated	Total
Period-end amount allocated to:
Loans individually evaluated for impairment	$ -	$ 31	$ -	$ -	$ -	$ 31
Loans collectively  evaluated for impairment	8	127	6	10	20	171
	$ 8	$ 158	$ 6	$ 10	$ 20	$ 202
Loans, ending balance:
Loans individually evaluated for impairment	$ 76	$ 1,226	$ -	$ -	$ -	$ 1,302
Loans collectively evaluated for impairment	2,022	18,530	1,606	752	-	22,910
Total	$ 2,098	$ 19,756	$ 1,606	$ 752	$ -	$ 24,212

(in 000's)			December 31, 2017
	Commercial and industrial	Commercial real Estate	Consumer real estate	Consumer loans Other	Unallocated	Total
Period-end amount allocated to:
Loans individually evaluated for impairment	$ -	$ -	$ -	$ -	$ -	$ -
Loans collectively  evaluated for impairment	7	155	10	8	-	180
	$ 7	$ 155	$ 10	$ 8	$ -	$ 180
Loans, ending balance:
Loans individually evaluated for impairment	$ 76	$ 1,201	$ -	$ -	$ -	$ 1,277
Loans collectively  evaluated for impairment	1,722	20,188	1,729	809	-	24,448
Total	$ 1,798	$ 21,389	$ 1,729	$ 809	$ -	$ 25,725