CONSOLIDATED BALANCE SHEETS - USD ($)	Mar. 31, 2018	Dec. 31, 2017
Assets:
Cash and due from banks	$ 2,198,996	$ 2,075,258
Interest-bearing deposits with banks	312,160	311,995
Federal funds sold and other cash equivalents	10,790,981	9,284,000
Cash and cash equivalents	13,302,137	11,671,253
Investment securities available-for-sale, at fair value	4,831,363	5,144,707
Loans held for sale	10,468,182	10,297,168
Loans held at fair value	4,849,036	4,450,901
Loans and Leases Receivable, Net of Deferred Income	24,212,084	25,725,700
Less allowance for loan losses	(201,521)	(179,949)
Net loans	24,010,563	25,545,751
Bank premises and equipment, net	254,265	303,298
Accrued interest receivable	119,683	153,415
Other real estate owned	569,371	626,071
Servicing asset	317,963	319,368
Prepaid expenses and other assets	386,934	496,935
Total assets	59,109,497	59,008,867
Liabilities:
Demand deposits, noninterest-bearing	20,280,459	19,606,017
Demand deposits, interest-bearing	14,245,136	15,004,238
Savings deposits	11,690,120	11,505,417
Time deposits, under $250,000	4,177,176	4,331,306
Time deposits, $250,000 and over	5,397,617	5,008,276
Total deposits	55,790,508	55,455,254
Accrued interest payable	22,302	13,939
Accrued expenses and other liabilities	268,070	259,152
Total liabilities	56,080,880	55,728,345
Shareholders' equity:
Common stock, $0.01 par value; 2,000,000 shares authorized; 826,921 issued and outstanding	8,269	8,269
Additional paid-in-capital	15,677,626	15,677,626
Accumulated deficit	(12,547,014)	(12,348,988)
Accumulated other comprehensive loss	(111,275)	(57,396)
Total shareholders' equity	3,028,617	3,280,522
Total liabilities and shareholders' equity	59,109,497	59,008,867
Series A Preferred Stock
Shareholders' equity:
Preferred Stock Value	993	993
Series B Preferred Stock
Shareholders' equity:
Preferred Stock Value	$ 18	$ 18