CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Interest income:
Interest and fees on loans	$ 2,313,675	$ 2,403,274
Interest on investment securities	122,083	152,086
Interest on federal funds sold	103,975	31,394
Interest on time deposits with other banks	778	639
Total interest income	2,540,511	2,587,393
Interest expense:
Interest on time deposits	40,042	35,733
Interest on demand deposits	25,786	24,479
Interest on savings deposits	5,853	5,760
Total interest expense	71,681	65,972
Net interest income	2,468,830	2,521,421
Credit to provision for loan losses	(82,000)	(69,000)
Net interest income after credit to provision for loan losses	2,550,830	2,590,421
Noninterest income:
Customer service fees	396,731	353,807
ATM fee income	119,561	114,673
Loan syndication fee income	154,402	150,900
Net loss on sale of other real estate	0	(3,239)
Net change in fair value of financial instruments	337,567	365,900
Gain on sale of loans	387,177	732,411
Other income	95,858	208,406
Total noninterest income	1,491,296	1,922,858
Noninterest expense:
Salaries, wages and employee benefits	1,580,068	1,555,590
Occupancy and equipment	995,985	969,532
Office operations and supplies	327,032	330,945
Marketing and public relations	23,468	41,280
Professional services	189,875	301,734
Data processing	400,120	393,525
Loan and collection costs	194,783	169,334
Other real estate owned, net	78,730	126,066
Deposit insurance assessments	95,965	117,000
Other operating	475,526	483,736
Total noninterest expense	4,361,552	4,488,742
Net (loss) income before income taxes	(319,426)	24,537
Provision for income taxes	0	0
Net (loss) income	$ (319,426)	$ 24,537
Net (loss) income per common share-basic and diluted	$ (0.39)	$ 0.03
Weighted average number of common shares	826,921	826,921
Comprehensive (Loss)
Net (loss) income	$ (319,426)	$ 24,537
Unrealized gains (losses) on available for sale securities	15,033	(44,384)
Total comprehensive loss	$ (304,393)	$ (19,847)