9. Income Taxes (Tables)

12 Months Ended

Dec. 31, 2017

Table Text Block Supplement [Abstract]

Schedule of Deferred Tax Assets and Liabilities

Significant components of the Bank’s net deferred tax assets are as follows:

	December 31,
(in 000’s)	2017	2016
Deferred tax assets(liabilities):
Provision for loan losses	$     7	$     36
Unrealized (loss) gain on investment securities	(15)	(32)
Depreciation	(22)	(36)
Net operating carryforwards	2,243	3,578
Other, net	278	326
Valuation allowance for deferred tax assets	(2,506)	(3,904)
Net deferred tax assets	$     (15)	$     (32)

Schedule of Effective Income Tax Rate Reconciliation

	2017	2016
Effective rate reconciliation:
Tax at statutory rate (34%)	$  (109)	$  8
Change in tax rate	1,551	-
Nondeductible expenses	8	9
Increase in valuation allowance	(1,371)	(31)
True-up of NOL	(74)	3
Other	(5)	11
Total tax expense	$       -	$        -