CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($)	9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016
Cash flows from operating activities:
Net(loss) income	$ (289,295)	$ 16,394
Adjustments to reconcile net (loss) income to net cash (used in) provided by operating activities:
Credit to provision for loan losses	(91,000)	(50,000)
Amortization of premiums on investments,net	7,442	10,689
Depreciation on fixed assets	138,767	141,771
Net change in fair value of financial instruments	(271,182)	(270,322)
Gain on sale of loans	(206,319)	(500,358)
Loss on sale of other real estate owned	0	3,239
Proceeds from the sale of loans held-for-sale	2,174,935	5,070,979
Amortization of servicing asset	26,706	25,892
Loans originated for sale	(4,337,673)	(8,926,882)
Increase in accrued interest receivable and other assets	(187,053)	(65,147)
(Decrease) increase in accrued interest payable and other liabilities	(13,781)	17,714
Net cash used in operating activities	(3,048,452)	(4,526,031)
Cash flows from investing activities:
Proceeds from maturity and principal reductions of available-for-sale investment securities	324,771	5,213,099
Purchase of securities available-for-sale	(1,026)	(3,849,600)
Net decrease in loans	1,504,606	5,162,874
Purchase of bank premises and equipment	(22,121)	(76,584)
Proceeds from sale of other real estate	0	29,017
Net cash provided by investing activities	1,806,230	6,478,536
Cash flows from financing activities:
Net increase (decrease) in deposits	7,316,406	(3,134,799)
Net cash provided by (used) in financing activities	7,316,406	(3,134,799)
Net increase (decrease) in cash and cash equivalents	6,999,184	(1,182,294)
Cash and cash equivalents at beginning of period	7,802,831	10,782,098
Cash and cash equivalents at end of period	14,802,015	9,599,804
Supplemental disclosure of cash flow information:
Cash paid during the period for interest	32,493	47,763
Transfer of loans from held-for-sale to held as fair value	$ 437,211	$ 1,285,309