CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE (LOSS) INCOME (Unaudited) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Interest income:
Interest and fees on loans	$ 612,112	$ 601,002	$ 1,729,095	$ 1,829,942
Interest on investment securities	29,985	35,236	92,550	120,188
Interest on federal funds sold	32,074	6,059	68,863	23,286
Interest on time deposits with other banks	202	173	574	463
Total interest income	674,373	642,470	1,891,082	1,973,879
Interest expense:
Interest on time deposits	11,021	9,173	28,775	26,529
Interest on demand deposits	6,515	6,175	18,953	18,274
Interest on savings deposits	1,470	1,475	4,399	4,291
Total interest expense	19,006	16,823	52,127	49,094
Net interest income	655,367	625,647	1,838,955	1,924,785
Credit to provision for loan losses	(15,000)	(45,000)	(91,000)	(50,000)
Net interest income after credit to provision for loan losses	670,367	670,647	1,929,955	1,974,785
Noninterest income:
Customer service fees	101,476	86,376	298,786	262,643
ATM fee income	30,644	28,141	93,791	84,155
Gain on sale of loans	54,459	188,385	206,319	500,358
Loss on sale of other real estate	0	0	0	(3,239)
Net change in fair value of financial instruments	197,665	(17,958)	271,182	270,322
Loan syndication fees	90,400	85,000	90,400	85,000
Other income	14,875	22,325	76,753	185,075
Total noninterest income	489,519	392,269	1,037,231	1,384,314
Noninterest expense:
Salaries, wages and employee benefits	395,915	391,000	1,175,163	1,155,616
Occupancy and equipment	253,981	241,950	755,115	720,587
Office operations and supplies	84,643	86,700	247,362	253,114
Marketing and public relations	3,056	9,016	11,865	36,736
Professional services	76,182	74,723	177,622	223,854
Data processing	95,509	93,025	290,861	302,320
Other real estate expense	28,440	65,955	58,326	103,516
Loan and collection costs	43,979	39,816	124,603	98,392
Deposit insurance assessments	27,000	30,000	72,000	87,000
Other operating	122,558	130,372	343,564	361,570
Total noninterest expense	1,131,263	1,162,557	3,256,481	3,342,705
Net income (loss) before income taxes	28,623	(99,641)	(289,295)	16,394
Provision for income taxes	0	0	0	0
Net income (loss)	$ 28,623	$ (99,641)	$ (289,295)	$ 16,394
Net income (loss) per common share - basic and diluted	$ 0.03	$ (0.12)	$ (0.35)	$ 0.02
Weighted average number of common shares	826,921	826,921	826,921	826,921
Comprehensive loss:
Net income (loss)	$ 28,623	$ (99,641)	$ (289,295)	$ 16,394
Unrealized gains on available for sale securities	4,835	(4,744)	39,800	85,841
Total comprehensive income (loss)	$ 33,458	$ (104,385)	$ (249,495)	$ 102,235