CONSOLIDATED BALANCE SHEETS (Unaudited) - USD ($)	Sep. 30, 2017	Dec. 31, 2016
Assets:
Cash and due from banks	$ 3,034,186	$ 2,262,491
Interest-bearing deposits with banks	311,829	311,340
Federal funds sold	11,456,000	5,229,000
Cash and cash equivalents	14,802,015	7,802,831
Investment securities, available-for-sale, at fair value	5,286,772	5,578,159
Loans held for sale	9,827,203	7,793,785
Loans held at fair value	4,644,549	4,207,338
Loans, net of unearned discounts and deferred fees	25,530,066	26,835,035
Less allowance for loan losses	(239,455)	(300,428)
Net loans	25,290,611	26,534,607
Bank premises and equipment, net	263,825	380,471
Accrued interest receivable	157,260	141,453
Other real estate owned	447,371	447,371
Servicing asset	329,753	312,814
Prepaid expenses and other assets	541,143	413,542
Total assets	61,590,502	53,612,371
Liabilities:
Demand deposits, noninterest-bearing	22,129,209	14,797,174
Demand deposits, interest-bearing	15,500,255	13,699,578
Savings deposits	11,704,051	11,734,512
Time deposits, under $250,000	4,622,674	6,407,391
Time deposits, $250,000 and over	4,002,384	4,003,511
Total deposits	57,958,573	50,642,166
Accrued interest payable	11,624	10,997
Accrued expenses and other liabilities	284,885	299,293
Total liabilities	57,255,082	50,952,455
Shareholders' equity:
Common stock, $0.01 par value; 2,000,000 shares authorized; 826,921 issued and outstanding at September 30, 2017 and December 31, 2016	8,269	8,269
Additional paid-in-capital	15,677,626	14,752,644
Accumulated deficit	(12,327,576)	(12,038,281)
Accumulated other comprehensive loss	(23,910)	(63,710)
Total shareholders' equity	3,335,420	2,659,915
Total liabilities and shareholders' equity	61,590,502	53,612,371
Series A Preferred Stock
Shareholders' equity:
Preferred Stock value	993	993
Series B Preferred Stock
Shareholders' equity:
Preferred Stock value	$ 18	$ 0