CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($)	6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016
Cash flows from operating activities:
Net (loss) income	$ (317,918)	$ 116,035
Adjustments to reconcile net (loss) income to net cash used in operating activities:
Credit to provision for loan losses	(76,000)	(5,000)
Amortization of premiums on investments	4,989	7,113
Depreciation on fixed assets	93,626	92,791
Net change in fair value of financial instruments	(73,517)	(288,280)
Gain on sale of loans	(151,860)	(311,973)
Loss on sale of other real estate	0	3,239
Proceeds from the sale of loans held-for-sale	1,439,815	3,137,250
Amortization of servicing asset	11,454	11,317
Loans originated for sale	(1,726,190)	(7,192,206)
Increase in accrued interest receivable and other assets	(12,910)	(106,471)
Decrease in accrued interest payable and other liabilities	(65,981)	(34,264)
Net cash used in operating activities	(874,493)	(4,570,449)
Cash flows from investing activities:
Proceeds from maturity and principal reductions of available-for-sale investment securities	215,314	3,302,847
Purchase of securities available-for-sale	(656)	(2,350,234)
Proceeds from sale of other real estate	0	29,612
Net decrease in loans	1,265,779	2,747,098
Purchase of bank premises and equipment	(10,771)	(62,825)
Net cash provided by investing activities	1,469,667	3,666,498
Cash flows from financing activities:
Proceeds from the sale of preferred stock	675,000
Net decrease in deposits	1,693,277	(4,655,459)
Net cash provided by (used in) financing activities	1,469,667	(4,655,459)
Net increase (decrease) in cash and cash equivalents	2,963,451	(5,559,410)
Cash and cash equivalents at beginning of period	7,802,831	10,782,098
Cash and cash equivalents at end of period	10,766,282	5,222,688
Supplemental disclosure of cash flow information:
Cash paid during the period for interest	$ 30,136	$ 28,430